We are a group of independent expert policy advisors specialising in the complex intersection of financial markets, regulation, and digital innovation.
We translate complex regulatory environments into clear, executable business models. This includes defining regulatory pathways, aligning product design with compliance requirements, and identifying where regulation can be used as a competitive advantage.
Understanding regulation is only the starting point. We support leadership teams to operationalise it in practice, working between strategy and execution to turn regulatory thinking into delivery by aligning legal, compliance, product, and commercial functions.
Operating across jurisdictions requires more than compliance, it requires structure. We help firms design regulatory-aligned business models and structures that work across markets, reducing friction, avoiding duplication, and enabling scalable, efficient growth.
We work alongside your team to deliver outcomes, refining market entry strategies, shaping product structures, and navigating regulatory complexity in real time.
We combine policy insight with commercial understanding to help firms build resilient business models that can operate confidently across evolving regulatory environments.
By identifying the right opportunities and forums for engagement, we help clients participate effectively in policy discussions and industry conversations.
We work with clients to craft clear, persuasive narratives that explain their business models, technologies, and ideas in ways that resonate with decision-makers.
We help organisations strengthen their presence within complex policy ecosystems, ensuring their perspectives are clearly heard by the stakeholders that matter most.
Our work supports clients in establishing trust and authority with regulators, policymakers, and industry leaders, positioning them as credible voices in their sectors.
Jannah specialises in advising firms on identifying and capitalising on innovation opportunities, and crafting and executing strategies within highly regulated environments. Over a 25+ year career, she has supported a diverse range of market participants, including exchanges and trading venues, investment banks, brokers, Fintechs and technology providers. Her current focus areas include the development of digital asset markets and new forms of digital money.
Jannah has played a key role in advancing the UK’s regulatory agenda on CBDCs, stablecoins, and digital assets, as well as building and supporting many of the organisations most active in this space across both the public and private sectors. She co-founded and served as Executive Director & Policy Lead of the Digital Pound Foundation (now part of Innovate Finance), launched in 2021 to advocate for a thriving and diverse digital money ecosystem in the UK and globally.
She continues to actively engage in policy and regulatory development, and serves as a Board Member and Executive in Residence at Global Digital Finance, and an Expert Member of the Digital Euro Association. She was also formerly a Director and Regulatory Advocacy Ambassador for the London Blockchain Foundation. In addition, she is an Affiliate Member of the Qatar Centre for Global Banking and Finance at King’s College London, and co-host of The Outside Context podcast.
Andrew is a policy and regulatory expert specialising in financial technology. He brings in-house Policy Director expertise from crypto, payments, and fintech companies including Ripple and Curve, with a particular focus on the UK, EU, and Middle East.
Previously, he served as an official at the Bank of England, where he developed policy on fintech, stablecoins, CBDCs, and crypto.
Andrew is also a Visiting Fellow at the European University Institute in Florence and an Adjunct Professor at IE University in Madrid. His research and teaching focus on the international political economy of financial innovation.
He holds a PhD from the Johns Hopkins University School of Advanced International Studies (SAIS) in Washington, DC.
Laura is a fintech regulatory expert, with over 15 years experience in financial services policy.
She is currently a Director at bespoke fintech consultancy Nava Strategies, supporting a broad range of US and UK based fintech clients and leveraging her experience to provide policy, regulatory and strategy advice. Laura also serves as the UK Policy Lead for Crypto Council For Innovation (CCI). CCI is the premier global trade association for advancing innovation, which believes in leading with a global view, advocating for inclusive regulation, and developing evidence-based insights to support government and business leaders.
She is also a Non-Executive Director for zerohash UK, a leading crypto-as-a-service provider, and a Senior Advisor to US-based consultancy Gattaca Horizons.
Prior to her current roles, Laura spent nearly eight years at the FCA where she ultimately served as the Head of the FCA’s Innovate function, which included all aspects of fintech regulation and support (sandbox, firm support, international engagement and strategy). Laura also established a FinTech Policy team which led on high profile, cross-divisional subjects, including cryptoassets and stablecoins. She has represented the FCA in global forums on fintech and cryptoasset matters at the UK, European and International levels.
Subscribe to receive insights from independent policy experts on financial markets, regulation, and digital innovation.